Financial Calculators

Net Present Value Calculator

Discount periodic cash flows, an initial investment, and terminal value to time zero.

Measure present value under an editable discount rate without treating a positive result as a recommendation.

Calculate with the Net Present Value Calculator

Enter the details below. Required values are validated before results are shown.

Cash flows

Add up to 200 rows. Use negative amounts for investments or outflows and positive amounts for receipts or inflows.

How to use the Net Present Value Calculator

  1. Choose the display currency and any calculation mode or frequency.
  2. Enter each required value using a consistent currency and time basis.
  3. Select Calculate or press Enter.
  4. Review the result explanation, assumptions, and any schedule before relying on the estimate.

Worked example

Discount four annual 3,000 inflows and a terminal value against a 10,000 initial investment.

Understanding the results

The summary separates the most important output from supporting values. Currency selection changes formatting only; it does not convert exchange rates or alter a currency-independent formula.

Frequently asked questions

Does a positive NPV guarantee a good investment?

The initial investment is always a time-zero outflow; rates at or below −100% are rejected. The result depends on the values and assumptions entered, so compare it with the applicable provider or official rule.

Can I use decimal values in the Net Present Value Calculator?

Yes. Decimal values are supported. Results are calculated at full JavaScript numeric precision and formatted for readability.

Are the Net Present Value Calculator results guaranteed?

No. The calculator provides an estimate based on the entered assumptions and is not financial, tax, investment, lending, payroll, or legal advice.